MOD Control: Why Hiring And Wellness Pick Up Where Safety Can’t

By: Brandon Mills, RHU, Sales Executive Work-related injuries are an epidemic for companies worldwide.  As a result, “Experience Modification Rates,” often referred to as MODs, are increasing. MODs are used by insurance companies to gauge both the cost of injuries and future chances of risk. The lower your MOD, the lower your workers’ compensation insurance…

Using Subcontractors: Recent Court Guidance

By: James Kirkpatrick, CIC, Sales Executive General contractors all know how important it is to obtain certificates of insurance for subcontractors they use.  However, as relationships between general contractors and subcontractors develop and strengthen, it is not uncommon for general contractors to become more lax with obtaining proper certificates for each and every job and…

Be Safe!

By: Sue Franck, Commercial Lines Account Manager How many times have you heard that phrase in your life? I have heard it so many times that I now turn a deaf ear to it.  Why wouldn’t I be safe? It is easy for adults who are completely capable of taking care of themselves to ignore…

Construction Industry Podcast Featuring Luann Cole of SIA Group

Make sure to check out the 16th episode of the Construction Industry Podcast titled “Construction Bonds for Dummies” featuring Luann Cole of SIA Group. In this episode, Luann answers questions about and discusses the benefits of construction bonds. The episode also features Tom Buechel, creator of the iScrap smartphone app. iScrap helps locate nearby scrapyards…

The Importance of the Enterprise Risk Management Model

Traditionally, an insurance agent has provided a comprehensive review of the exposures related to an insured party in order to complete an insurance application, obtain past loss information, recommend loss control strategies, and obtain competitive pricing. Commonly referred to as protecting an insured from hazard risk, this practice is now only one part of a…